Personal Banking

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CERTIFICATES OF DEPOSIT

Ideal for individuals whose circumstances allow them to lock in higher yields for longer time periods!

We offer Certificates of Deposit with terms from seven days to five years, so you can layer maturities to address future needs. Plus, CDs can serve as collateral for loans or lines of credit, subject to credit approval

Interest rates may change regularly, so please contact us for our most current rates.

Summary

  • Terms from seven days to five years
  • Interest compounded daily and credited monthly*
  • Funds must be held to maturity in order to earn Annual Percentage Yield (APY)**
  • Statements delivered via U.S. mail annually or at maturity, if less than one-year term

* For CDs with balances less than $100,000.*
** Fees may reduce earnings. A penalty may be imposed for early withdrawal.

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