Personal Banking


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Features & Benefits

A penny saved is a penny earned!

A low opening deposit and a manageable balance to avoid the nominal monthly fee make Empire National Bank’s interest-earning personal savings accounts a cost-effective way to save for your future or any special purpose you may have in mind.


  • Interest earning
  • $50 minimum to open
  • $500 minimum balance to avoid monthly maintenance fee

Additional Benefits

  • Online banking
  • Online delivery of account statement
  • Unlimited in-person and Empire National Bank ATM withdrawals

Interest will be forfeited for each day that the balance falls below $500.00.

There will be a per item withdrawal in excess of six; unlimited in-person withdrawals.

Important Notice: Federal regulations limit Money Market Accounts to six transfers or withdrawals per month. Withdrawals or transfers in excess of these limits are subject to a fee and we may close or convert your account to a checking account for repeated or excessive violations.


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