"We've done business with several banks on Long Island since 1979 and Empire, by far, is one of the best banks we've dealt with."

Guy Montalbano
Peter's Fruit Company



PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.  BY USING THIS SITE, YOU ACKNOWLEDGE AND ACCEPT THESE TERMS AND CONDITIONS.  IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU AGREE NOT TO ACCESS THIS SITE, OR ANY PAGES THEREOF.  We may change these terms and conditions at any time; accordingly, you should review these terms and conditions each time you view the site. Your continued use of this site signifies that you agree to be bound by these terms and conditions, as they are amended. 


We (or our licensors or suppliers) have ownership rights in all of the information or materials included on this web site, unless otherwise indicated.  Any unauthorized use, duplication, redistribution or disclosure is prohibited by law.  


The information and materials contained on this site, and the terms, conditions, and descriptions that appear on this site, are subject to change. Unauthorized use of our web site and systems including, but not limited to, unauthorized entry into our systems, misuse of passwords, or misuse of any information posted on a site, is strictly prohibited.  Your eligibility for particular products and services is subject to final determination by us. 


This site may contain links to web sites controlled or offered by other non-affiliated companies.  We hereby disclaim liability for, any information, materials, products or services posted or offered at any of the third party sites linked to this web site.  By providing a link to these web sites, we expressly (i) do not endorse or recommend any products or services offered on those web sites, (ii) do not adopt or otherwise accept any responsibility for the content or accuracy of any information contained on those web site(s) or for their security and privacy policies and procedures, and (iii) disclaim any liability for any failure of products or services offered or advertised on those web sites.  You should be aware that such non-affiliated company may have a privacy policy that is different from ours, and its web site may provide less security than our web site.  


In no circumstance will we (or our licensors or suppliers) be liable for any damages, losses or expenses, whatsoever, of any kind, including, without limitation, direct or indirect, special, incidental or consequential damages, losses or expenses, arising out of or related to this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if we (or our representatives) are advised of the possibility of such damages, losses or expenses.


Use of this site, and this Website Terms and Conditions of Use, will be governed by the laws of the State of New York without regard to its conflicts of law provisions and, to the extent required, the laws of the United States.  Use of this site constitutes your submission to the exclusive personal jurisdiction and venue of any state court in the State of New York, with respect to such matters. Those who choose to access this web site from outside the United States do so at their own risk and are responsible for compliance with all applicable laws. 


All information and materials included on this site including links, graphics, text, content, software, functions, or other items are provided "AS IS”, "AS AVAILABLE”. We make no representation, endorsement or warranty with respect to the accuracy, adequacy or completeness of the information and materials contained on this web site and expressly disclaim liability for errors or omissions in such information and materials.  This web site and its contents are provided without any representations, endorsements, or warranties of any kind, whatsoever, express, implied or statutory, including, but not limited to, any warranties of title, merchantability, fitness for a particular purpose, freedom from computer virus, non-infringement of third party rights, with the sole exception of warranties (if any) that cannot be expressly excluded under applicable law.


Any information submitted to us by means of this site will be deemed and remain our exclusive property.  We will be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information that a visitor to this site provides through this site, and you will have no property rights with respect to the submission.  We are not subject to any obligations of confidentiality regarding submitted information, except as we may otherwise specifically agree in writing or as required by law.


You are not authorized to post or transmit any unlawful, threatening, defamatory, inappropriate, scandalous, provocative, pornographic, or blasphemous materials or any material that may constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, violate the rights of any party, or otherwise violate any law or regulation.  We will cooperate with any and all laws and law enforcement agencies or court orders soliciting or instructing us to divulge the identity of anyone posting any such information or materials.


You agree to defend, indemnify, and hold our officers, directors, employees, agents, licensors and suppliers and us harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal expenses and accounting fees, resulting from your breach of these terms and conditions or your unauthorized or unlawful use of this web site.


This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.  By offering this site and information, or any products or services via this site, no distribution or solicitation is made by us to any person to use this site, or such information, products or services in jurisdictions where the provision of this site and such information, products and services is prohibited by law.


Certain portions of this site may possess separate and distinct terms and conditions, which supplement these term and conditions.  If a conflict exists, the supplemental terms and conditions will govern for those sections or pages.  Except for such additional terms, if any, these terms and conditions contain the entire agreement between you and us relating to your use of this web site.

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